Commercial – hasriskmanagement

COMMERCIAL SERVICES

Our team of risk management experts will create a customized insurance program that fits the specialized needs of your business. We conduct comprehensive reviews of your coverage, provide in-house concierge-style service, and 24-hour claims professionals to minimize loss, drive continuous operational improvements, and reduce your total insurance costs. We pride ourselves on protecting what matters to you the most.

GENERAL LIABILITY

General Liability Insurance helps protect you against lawsuits claiming that your company is responsible for causing physical injuries or property damage.

WORKERS' COMPENSATION

From medical costs and at-home care, Workers’ Compensation Insurance financially protects your employees should the unexpected happen.

ERRORS & OMISSIONS (E & O)

E&O Insurance provides coverage for claims alleging faulty workmanship, design errors or omissions, and the use of defective materials or products.

EXCESS LIABILTY

Personal Umbrella Insurance provides you with additional coverage against personal injury, property damage, and catastrophic losses.

MEDIA LIABILITY

Whether you are an advertising agency, a broadcaster, or a publisher, Media Liability protects you in the event that a legal suit is filed.

ACCOUNTS RECEIVABLE

Accounts Receivable Insurance financially covers your business in the event that a client is unable to pay for the services provided.

COMMERCIAL AUTO

Auto insurance provides you with financial security in the event of an accident or theft.

CYBER LIABILITY

Cyber liability insurance protects your business against dangerous and costly data breaches and attacks.

INLAND MARINE

Inland Marine Insurance financially protects a variety of products while they are being transported, ranging from computers and servers to medical and scientific equipment.

KIDNAP & RANSOM

Kidnap & Ransom Insurance is designed to protect you from the financial consequences that can result from kidnapping, ransom, and extortion when traveling internationally.

POLLUTION

Pollution Liability Insurance protects business's from unforeseen risks associated with pollution. Such exposures are overlooked by customary property and casualty insurance plans.

DIRECTORS & OFFICERS
(D & O)

D&O Insurance ensures that executives are financially protected in the event that a lawsuit is filed against them.

EMPLOYMENT PRACTICES
LIABILITY (EPLI)

EPLI protects businesses against legal claims brought-forth by employees, including wrongful termination, breach of contract, discrimination, and more.

COMMERCIAL PROPERTY

Commercial property insurance protects your business's physical assets from fire, theft, storms, and other dangerous perils.

BUILDERS RISK

Builders Risk Insurance protects buildings during the construction process, such as any unforeseen accidental damage.

EVENT INSURANCE

In the unforeseen circumstance that your tour or event gets cancelled, it is crucial to secure coverage and protect yourself against detrimental financial loss.

DON'T WORRY, WE OFFER EVEN MORE...

We've got you covered.